Many people go to Los Angeles to see where the celebrities live, but the city is known for its traffic and expensive insurance. But in California, it’s required for drivers to have insurance, and most people drive their own cars instead of taking public transportation. The good news is that there is a way to save money. Check out the cheapest car insurance quotes in Angeles today on Insurify to see which one is best for you.
Table of Contents
Quotes by Top Companies
Cheapest Car Insurance in Los Angeles
Car insurance quotes are based on the information you put in your driver profile, so the best way to find the best deal for yourself is to use Insurify to look at quotes from different providers. But if you want to know what insurance companies charge Los Angeles drivers on average, here are the cheapest car insurance companies in the city and the average monthly premiums they charge.
Best Car Insurance in Los Angeles
Cost isn’t the only thing to think about when choosing a car insurance company. You’ll also want to look at the coverage and the company’s history. That’s why Insurify looked at a lot of different things to come up with the Insurify Composite Score. A high score means that there are good financial strength ratings, good customer service, good technology, and more.
The best insurance companies can be cross-checked with your unique auto insurance rates when you choose the right company for you. You can see the best car insurance companies in Los Angeles below, along with their ICS and the average rates they charge.
Minimum Car Insurance Requirements in CA
California passed a number of new traffic laws for 2018. These include new rules on DUI policies for ride-sharing service drivers, seat belts on public transportation, smoking or ingesting cannabis in moving vehicles, as well as new rules on public transportation. Most important, the California Department of Motor Vehicles has changed its road rehabilitation and maintenance program. This means that when you register or renew your car, you’ll have to pay a fee of $25 to $175.
The minimum liability limits for car insurance in California are as follows:
- $15,000 bodily injury liability per person
- $30,000 bodily injury liability per accident
- $5,000 property damage liability per accident
Los Angeles DMV Information
Most Los Angeles DMV services are available online, such as driver’s license renewals, vehicle registration renewals, and change of address. If you need to register your vehicle, take a driving test, or complete another service not offered online, you can visit one of the several DMV locations in Los Angeles, such as the one downtown at:
3615 S Hope St.
Los Angeles, CA 90007
The Los Angeles DMV is open Wednesday between 9 a.m. and 5 p.m. and all other weekdays between 8 a.m. and 5 p.m. The office accepts a variety of payment methods, and you can view wait times online before you go. Note that some services are also offered at DMV partner locations, which can save you time.
Public Transportation in Los Angeles
Los Angeles has an extensive public transit network that reaches most of the city, including buses, light-rail, and subways. You can view Metro schedules online to plan your trip. Currently, bus passes are 50 percent off, and a 30-day pass costs just $50 through July 20, 2022.
Despite affordable and convenient public transit options in Los Angeles, only about 6 percent of residents use the Metro to get to work. In 2019, about 74% of workers drove to get to their jobs. For Los Angeles residents who rely on their vehicles, a full-coverage auto insurance policy is essential.
How to Get the Cheapest Car Insurance in Los Angeles
The easiest way to find the best cheap car insurance in Los Angeles is to compare customized car insurance quotes with Insurify. Whether you’re looking for liability coverage or collision and comprehensive coverage, Insurify can help you find the affordable car insurance that meets your needs. You’ll just need to fill out a brief questionnaire to get started.
From there, you’ll be able to toggle between coverage limits and deductible amounts to find a policy that fits your budget. We’ll even factor in certain discounts you may be eligible for, such as a homeowners discount. Once you’ve chosen a policy, you can ask your insurance agent about other discount opportunities.